1.  TheMarketLadder, LLC, is a membership service, that provides ETF trading ideas and stock market commentary which is provided for informational purposes only.  Please note that TheMarketLadder, LLC, does not act as a Financial Advisor, Stock(ETF) Broker, or Investment Analyst.  TheMarketLadder,LLC, simply provides trading ideas that it believes to have the characteristics to be profitable, but may in fact lose money.  Furthermore, subscribers must always assume the inherent risks associated with the stock market, and trading in general.
   
   
2.  Subscribers and trial members will receive the benefit of the Editor’s (Joel Smith) commentary, analysis, opinions, and explanations.  The commentary by the Editor is given for informational purposes only, and users must acknowledge that the commentary is only the Editor's opinion, and, the Editor is not an Investment Analyst or Investment Adviser.  TheMarketLadder,LLC, gives out trading information that is general in nature, and therefore does not provide individualized advice or recommendations for any specific subscriber, or subsciber's portfolio(s).
   
   
3.  The Editor hereby discloses that the Editor, directly or indirectly, owns some or all of the securities that are the subject of the trading setups, and also with commentary, analysis, and/or opinions, in which are otherwise mentioned.
   
   
4.  Investing in stocks and/or ETFs (Exchange Traded Funds) involves substantial risk. Neither the Editor, the Publisher, nor any of their respective affiliates make any guarantee or other promise as to any results that may be obtained from using TheMarketLadder,LLC. While past performance may be shown on the Site, past performance should not be considered indicative of future performance. No subscriber should make any investment decision without first consulting his or her own personal financial adviser and conducting his or her own research and due diligence, including carefully reviewing the prospectus, and other public filings of the issuer.  To the maximum extent permitted by law, the Editor, the Publisher and their respective affiliates specifically disclaim any and all liability, whether based in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Newsletter, even if such party has been advised of the possibility of such damages, including liability in the event any information, commentary, analysis, opinions, advice and/or recommendations in TheMarketLadder,LLC that prove to be inaccurate, incomplete or unreliable, or result in any investment losses.
   
   
5.  The Editor's commentary, analysis, opinions, and explanations represent the personal and subjective views of the Editor, and are subject to change at any time without notice.
   
   
6.  Any information provided in the TheMarketLadder,LLC is obtained from sources that the Editor believes to be reliable. However, the Editor has not independently verified or otherwise investigated all such information. Neither the Editor, the Publisher, nor any of their respective affiliates guarantees the accuracy or completeness of any such information.
   
   
7.  Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that TheMarketLadder, LLC, endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.
   
   
8.  TheMarketLadder,LLC does not give solicitations or offers to buy or sell any securities.
   
   
9.  Subscribers may submit questions to the Editor by writing to info@themarketladder.com. However, since TheMarketLadder,LLC, is impersonal and does not provide individualized advice for specific subscribers, the Editor can only offer his opinion, and answer questions of a general nature about the markets or securities. The Editor will make every effort to answer subscriber questions by email, or in The Ladder's Post, but may be limited due to the number of emails.
   
   
10.  Neither the Editor, the Publisher, nor any of their respective affiliates of  TheMarketLadder,LLC,  is responsible for any errors or omissions in any commentary or given analysis.
    
    
11.  TheMarketLadder, LLC and its associates cannot provide research in real time. TheMarketLadder, LLC and its associates are not responsible or liable for delays or failed delivery of any communications via e-mail, text message, website or other avenues.
    
    
12.  Any subscriber who would like a copy of these “Disclaimers and Disclosures” may request a copy by calling by writing to TheMarketLadder, LLC, 2920 Forestville Road, Ste 100 PMB 1258 Raleigh, NC 27616, Attention: Disclosures, whereupon a copy will be mailed or faxed to such subscriber.

Revised as of 2/9/2023